Especially in the past two decades, the financial services continued to evolve and expand, with the introduction of credit cards, electronic banking, and other innovations. Today, financial services are a vital part of the global economy, providing individuals and businesses with access to credit, investment opportunities, and a wide range of other financial products and services. 

We first started with the acceptance of credit cards via magnetic stripe, then EMV Chip based, NFC contactless payments, and now eWallets/QR codes. We also witnessed the evolution of POS terminal devices from standalone imprinters (with carbon copies) to wired connected terminal, then wireless (3G/4G/ 5G/ Wifi), and now Mobile devices (mobile phone and tablets).

With all the technology evolution, the fundamentals of financial services remain unchanged - to enable financial payment with constant innovation, adaptation, and transformation. We believe that from our lessons learnt in our journey in financial services for the last 2 decades, we are able to better position and provide expert consulting, best practice and pragmatic implementation and trustworthy support for any business embarking onto financial services.